Loan Types & Options

Choose from a variety of loan types and options. we’ll work with you to best meet your needs.

Conventional Loans

This popular loan program offers just 5% minimum down payment with fixed rate terms of 15 to 30 years. Suited for buyers with a seasoned, excellent credit history, conventional loans also allow for no mortgage insurance when 20% equity has been reached.

FHA Loans

This loan requires a minimal down payment (3 ½%). In addition, FHA loans offer less qualifying restrictions than conventional loans.

VA Loans

Available to military service members, VA loans typically offer zero down payment and have easier qualifications.